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You want the highest possible return on your investment.

In its mix of CD products, Synchrony offers some uncommon CD terms, including 13-, 14- and 15-month CDs.īe sure to compare CD rates from multiple banks and credit unions to find the best rates possible. The online bank’s interest rates are also much higher than the national average, according to the FDIC. With no minimum deposit requirement, they could be a better option if you don’t want to set aside the amount required by other banks.

Synchrony Bank’s CD rates are fairly competitive with the best CD rates, especially on longer CD terms.

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